Health insurance, HSAs & FSAs, and your receipt β explained πΊπΈ
Do not assume health insurance will reimburse a hair tissue mineral analysis (HTMA) test. Whether a Health Savings Account (HSA) or Flexible Spending Account (FSA) can be used depends on IRS rules and your plan, and eligibility is not guaranteed. Confirm with your insurer or plan administrator before purchasing.
HTMA is an elective test you choose to order. Do not expect public programs such as Medicare or Medicaid to pay for an HTMA test purchased from us. Coverage decisions belong to the program.
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are US tax-advantaged accounts. Whether an HTMA test is an eligible expense is determined by IRS rules and your plan β not by whether your card works at checkout.
Private and employer health plans vary. Some reimburse certain laboratory tests; others do not, or set conditions on who orders or provides a service. Coverage for HTMA is not guaranteed:
Do not expect it to. HTMA purchased from us is an elective test you choose to order, and our receipt is not from a medical clinic or a licensed practitioner. Coverage decisions belong to the program, so confirm before purchasing if you intend to claim.
Eligibility is not guaranteed. Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are US tax-advantaged accounts governed by IRS rules and your plan. Whether an HSA or FSA card is accepted at checkout depends on the card issuer and does not establish that the purchase is an eligible expense. Your plan may require a Letter of Medical Necessity, which we do not issue. Confirm eligibility with your plan administrator or tax adviser before purchasing.
It varies by plan, and reimbursement is not guaranteed. Some plans cover certain laboratory tests; others do not, or set conditions on who orders or provides a service. Our practitioner's FDN-P certification is not a medical license and does not make a purchase an eligible expense. Ask your insurer about hair tissue mineral analysis specifically before purchasing.
We provide itemized receipts documenting purchases. Our receipt is a purchase receipt from a testing storefront β it is not from a medical clinic or a licensed practitioner, and it does not carry billing codes, provider numbers or medical orders. We do not issue Letters of Medical Necessity. Insurance reimbursement and eligibility for health spending arrangements or medical tax credits are not guaranteed. Confirm the requirements for the specific service directly with your insurer, plan administrator or tax adviser before purchasing. The legal seller of your order is identified before payment and on your receipt.
If you intend to claim, confirm with your plan before purchasing. Laboratory results are typically sent to us 10β14 days after the lab receives your sample.
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